Fintech is evolving rapidly.
Whether you are just starting out, already a thriving Fintech business, or an incumbent player, looking to expand into Fintech, keeping track of this market as it develops can be a BIG challenge, especially since its growing and evolving just so rapidly.
We’ve put this resource page together to help you make sense of Fintech, including Alternative Finance. Using this page, you will be able to navigate to various useful sections of our website, where you can find more in-depth information on Fintech and keep up with latest developments.
This is just version 1, and we will keep this page updated for you, as we discover new developments. So be sure to bookmark this page.
Starting out, this page will hep you:
- Understand what Fintech actually means:
- Get clear on the different aspects of Fintech and Alternative Finance;
- Understand the different business models coming into existence and new models waiting to be exploited; and
- Finally, we also link you to a thought leadership presentation on Next Generation P2P, which explores how we believe this market will evolve.
What is Fintech?
The word “Fintech” mean different things to different people, depending on your perspective. Like this market, the definition is also evolving rapidly. Click here to help you get focus on Fintech. In this page we cover:
- The definition of Fintech
- Clarify the myth that Fintech companie are mainly start-ups
- Explore the difference and similarities between Fintech and Alternative Finance
- Understand how big the Fintech market is, and what is driving this growth
- Explore what type of Fintech companies are actually subject to regulation
We will keep this definition updated, so be sure to check in on this page every now and again.
Fintech “Taxonomy” Map
Knowing what Fintech is, is not enough. You will want to keep track of the many tentacles this market is developing. This knowledge will help you:
- Identify the most appropriate and lucrative business models to pursue if you are just starting out;
- Explore new areas and evolve your business, if you are already a Fintech pioneer;
- Keep track of competition, and possible threats emerging for your business;
- Map the market, if you are looking to invest in a Fintech venture or through such a firm into an alternative investment market; and
- Identify possible merger or acqusition opportunities if you are a more traditional player, looking for a quick route into the world of Fintech.
For your benefit, we have made a start at trying to map out the complex Fintech world.
But we need your help to ensure it stays up to date. Click here to give us your feedback, suggest addition or changes to this map. Thank you!
Our Views on how the P2P Market will Evolve in Future
In July 2015, we gave a presentation at a conference in London, expressing our views on the future of peer to peer lending.
Download the presentation by clicking on the picture below, and be sure to tell us what you think. We would love to hear your views, so be sure to leave your comment.
Want to get started in Fintech?
Love the developments in Fintech? Do you want to be a part of this exciting market, but you don’t know how to get started? Worried that you won’t be able to deal with the complex regulation or regulation will delay your launch significantly?
Help is at hand. We have put together a comprehensive FREE three part course: “Regulated Fintech: How to get Started in the Right way”. By signing up for his course, you will also have instant access to a library of invaluable educational content that will help you get started and grow your regulated Fintech business, regardless of whether you are a start-up or a multinational incumbent financial services player looking to get involved in Fintech.
Starting in the right way is essential, because if you don’t, the consequences can be dire:
- It can lead to a “me too” approach making rapid growth challenging in a market that is becoming crowded;
- Without knowledge of the regulatory landscape, Fintech start-ups can start in the wrong way, making it difficult to retrace their steps; and
- Even worse, lack of regulatory knowledge can lead to business closure.