Alternative Finance

What is Peer to Peer Lending?

Peer to Peer Lending is one of the fastest growing segments of the Fintech sector. However, its surprising to see that there is a huge segment of teh population that still doesn’t have a firm grasp on what Peer to Peer lending actually is?  This article hopefully answers your questions or helps to educate you …

What is Peer to Peer Lending? Read More »

What to Consider before starting a Fintech Venture

A Fintech venture is exciting, regardless of whether you are a startup or an incumbent looking to diversify into this new disruptive space.  That said, launching a Fintech venture is a challenging task that needs to be approached with careful strategy and planning. It’ll come as no surprise when I say that the current financial …

What to Consider before starting a Fintech Venture Read More »

Fintech Startup is a Misconception

Fintech startup is what often comes to mind when thinking about this sector. This industry is, relatively speaking, the new kid on the block when compared to a financial services system that has existed in the same form for hundreds of years. But don’t let its newness fool you into thinking its revolutionary potential is …

Fintech Startup is a Misconception Read More »

Fintech Firms: Don’t underestimate regulation

Its easy for high growth Fintech firms to get so caught up in what is fueling their growth, that its easy to overlook detail.  Regulation is one of these details that can be missed, if these firms don’t have a solid foundation and systems to ensure that they always stay on top of a complex …

Fintech Firms: Don’t underestimate regulation Read More »

What is the driving force behind the massive growth in Fintech?

To fully understand the question “What is Fintech”, it’s advisable to take a closer look at the driving forces brining about such disruptive change in financial services? Major Fintech Driving Forces The Millennial or Generation Y, shaped by technology and the openness of social media, are now at a stage in their life where they …

What is the driving force behind the massive growth in Fintech? Read More »

How to Launch without FCA Authorisation

How can you launch without FCA Authorisation.  The Financial Services and Markets Act (FSMA) says any firm or individual who carries out a regulated activity in the UK (this includes dual-regulated firms) must be authorised or registered by them, unless they are exempt. Any financial services firm can launch without FCA Authorisation, as an early market …

How to Launch without FCA Authorisation Read More »

Can Marketplace Lending Survive the Storms Ahead?

As marketplace lending has expanded at exponential rates, those early –  once favourable – sentiments towards these “new kids on the block” have hardened. The sharks are sensing the smell of future blood and are already circling in advance of an anticipated (but as yet unknown) crisis erupting that decimates those lenders associated with marketplace …

Can Marketplace Lending Survive the Storms Ahead? Read More »

The power of intellectual property: how to boost your intangible business assets

Whether seeking funding or looking to secure a high valuation for exit, a business’s position will always be strengthened if it can point to its IP assets.  For Fintech companies in particular, technology innovation and the associated IP rights may drive their competitive advantage.  In this article, IP lawyer Suzy Schmitz gives us a step-by-step …

The power of intellectual property: how to boost your intangible business assets Read More »

10 ways to Enhance Fintech Valuation Multiples

Fintech valuation Part 2.  This is a continuation from our last article How to Sustain Fintech Growth by avoiding “Gravity Drag” . In that article, we explored the Fintech growth trajectory using some real world examples.  Using a simple model we concluded that this market started off with a “hype”, with off the scale  valuations.  After reaching …

10 ways to Enhance Fintech Valuation Multiples Read More »

How to sustain Fintech Growth by avoiding “Gravity Drag”

Fintech Growth – How to avoid gravity drag Fintech growth rate has been impeccable thus far. Arguably, 2015 has been the best year  for Fintech ( defined in its broadest sense – see the Fintech Taxonomy Map) . Whether its London, New York, Hong Kong, Singapore, Sydney,  Amsterdam, Johannesburg or anywhere else in  the world, …

How to sustain Fintech Growth by avoiding “Gravity Drag” Read More »

Scroll to Top

We use cookies to personalise your experience.  By using our website you agree to our Terms and Conditions and Privacy Policy.