Need help with
FCA Authorisation?


Licensing can be daunting

You know that financial services is a sector that is highly regulated.  So starting a financial services business will require some form of “licensing” before you can start trading or expanding (if you already regulated).  

FCA Authorisation a Tough process

Massive Preparation and perseverance Ensures a Successful License to Launch your regulated financial services venture

The FCA Authorisation process is deliberately designed to be tough, ensuring that only competent and well run firms get through the regulatory gateway.  The process can be long, taking up to one year to get authorised, and you have to be ready to trade at the point of applying. 

A huge challenge, understandably.  Not only do you have to commit resources to preparing, you also face an uncertain while you await FCA’s decision.  You can however get some level of certainty through knowledge of the rules and process and thorough massive preparation!

We've put together a FREE Resource Library to Help you Prepare for FCA Authorisation

Access the Guide and three practical and proven Checklists in your member library and use them to dramatically increase your speed of preparation and chances of a successful FCA authorisation.

Prepare for Success!
Get the guide

Getting licensed brings trust and credibility, opening bigger portion of the market

However, the process of applying for a regulatory license is not just a form filling exercise.  It requires an understanding of the regulatory and their expectations as well as proper planning.

We’ve developed a guide that will help you through this process.  It covers:

Useful Checklists

This comprehensive nine page checklist takes you step-by-step through the entire preparation process for an FCA application for authorisation.  You get practical steps and useful links that will dramatically increase your chances of success.

The FCA application require certain mandatory documents.  Not submitting them or getting them wrong can considerably delay the application, or worse, lead to a refusal.   This practical checklist will make sure you get this right.


Get this Guide & Checklists

Frequently Asked Questions


Q: Do we need to be regulated?

Most financial services businesses are regulated, and there are no exceptions for Fintech based firms. However, some types of businesses are excluded from regulation and other can benefit from regulatory exemptions, as long as they meet certain criteria. The FCA puts the onus on you to determine whether you should be regulated or not. Take advice if required.

Q: How long will it take to get authorised ?

If the application is well prepared, the FCA is statutorily bound to give you an answer within 6 months of the date of application. However, for a less well prepared application, they have up to 12 months to decide.

Q: How long will it take to prepare the application?

This will depend on where you are starting from and what resources you have available. However, based on our experience, allow at least two months, on average, to prepare for a thorough application. In this way, you have a better chance of being authorised within the 6 month window.

Q: I know we need to be regulated, but is there a quicker way into the market?

The simple answer is Yes. You can start out as quickly as possible running a business that is excluded from regulation or benefit from certain regulatory exemption. This is a good way to transition into a regulated business. The other option is to become an Appointed Representative, operating under someone else' "License".

Q: How ready must the business be before I can apply?

The FCA expects the business to be sufficiently ready to start trading at the point of authorisation. So you will need to have everything place. This will also make the FCA's job easier and get you through the process quicker. The FCA are considering exceptions for innovative Fintech businesses, however.

Q: How can we guarantee a successful FCA application for authorisation?

It goes without saying that preparing well is the key to success. A well prepared application will help you meet the FCA's requirements and answer all of their questions. Test beforehand, whether you will meet FCA's requirements, against which they will assess you.

Get this Guide & Checklists

Feel Free to Share this Library

Scroll to Top

We use cookies to personalise your experience.  By using our website you agree to our Terms and Conditions and Privacy Policy.