Peer to Peer Lending is one of the fastest growing segments of the Fintech sector. However, its surprising to see that there is a huge segment of teh population that still doesn’t have a firm grasp on what Peer to Peer lending actually is? This article hopefully answers your questions or helps to educate you …
Fintech startup is what often comes to mind when thinking about this sector. This industry is, relatively speaking, the new kid on the block when compared to a financial services system that has existed in the same form for hundreds of years. But don’t let its newness fool you into thinking its revolutionary potential is …
Its easy for high growth Fintech firms to get so caught up in what is fueling their growth, that its easy to overlook detail. Regulation is one of these details that can be missed, if these firms don’t have a solid foundation and systems to ensure that they always stay on top of a complex …
To fully understand the question “What is Fintech”, it’s advisable to take a closer look at the driving forces brining about such disruptive change in financial services? Major Fintech Driving Forces The Millennial or Generation Y, shaped by technology and the openness of social media, are now at a stage in their life where they …
What is the driving force behind the massive growth in Fintech? Read More »
As marketplace lending has expanded at exponential rates, those early – once favourable – sentiments towards these “new kids on the block” have hardened. The sharks are sensing the smell of future blood and are already circling in advance of an anticipated (but as yet unknown) crisis erupting that decimates those lenders associated with marketplace …
Can Marketplace Lending Survive the Storms Ahead? Read More »
Whether seeking funding or looking to secure a high valuation for exit, a business’s position will always be strengthened if it can point to its IP assets. For Fintech companies in particular, technology innovation and the associated IP rights may drive their competitive advantage. In this article, IP lawyer Suzy Schmitz gives us a step-by-step …
The power of intellectual property: how to boost your intangible business assets Read More »
Fintech valuation Part 2. This is a continuation from our last article How to Sustain Fintech Growth by avoiding “Gravity Drag” . In that article, we explored the Fintech growth trajectory using some real world examples. Using a simple model we concluded that this market started off with a “hype”, with off the scale valuations. After reaching …
The Fintech industry is growing rapidly. But how did it come about? To start your own bank, insurance company or private equity company is virtually impossible but has now become a possible reality of sorts. While the barriers to entry remain high and the veteran banking companies are controlling global finances and making huge profits …
In the last article, we explored how marketplace lenders could attract Basel III type rules. Staying on the subject of Basel III, we believe that they are the very rules that are in fact fueling alternative finance such as peer to peer and marketplace lending. In this article, we look at things from the other …
Successfully Navigating FCA Review Process This is the final in a four part series of informative articles on regulations and the regulatory process for alternative finance businesses. A Recap In the first article, I explored why I believe regulations may have actually contributed to the exponential growth of the alternative finance sector. The second article …
Part 4: Alternative Finance Regulations: Getting Through FCA “Interrogation” Read More »
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